Agricultural Development Bank (ADB) recorded a strong recovery in 2025, posting a profit of GH¢367.3 million, up sharply from GH¢35.1 million in 2024.
Total assets rose to GH¢17.9 billion, while net interest income nearly doubled to GH¢1.37 billion, driven by higher earnings. The bank’s capital position also improved significantly, with its Capital Adequacy Ratio rebounding to 27.17% from negative territory.
Customer deposits increased, signaling renewed confidence, although non-performing loans remain high despite a slight decline.
ADB says improved loan recoveries and stronger risk management will support sustained growth.
Attached below are details of the audited financial statements
